Chase freedom unlimited reddit.

SavorOne is a great card. It comes with free UberOne membership plus 10% back on Uber. Also if you travel or buy internationally online with Freedom Unlimited, you have to pay a foreign transaction fee whereas foreign transactions are fee-free on SavorOne. Yeah, CFU gets 1.5% on misc spending vs just 1% on SavorOne but 2% misc cards aren’t rare.The Freedom Unlimited offers an additional 1.5% on all purchase categories during the first year up to $20,000. At face value, this bonus can be worth up to $300; however, if you also hold a premium Chase card, it can be worth $615, according to TPG's valuations. Winner: Freedom Unlimited Chase Freedom Flex vs. Chase Freedom Unlimited benefitsFreedom Unlimited vs. Savor One? I can’t help make a decision on what to apply for. Chase Freedom Unlimited or Capitol One Savor One. Both credit cards are relatively similar. Groceries cash back is why I’m applying, and in the long term, obtain credit cards set-up. (Chase trifecta, or Savor One & Venture X)If you travel a lot, I'll suggest you to apply for Chase Sapphire Reserve and Chase Freedom on same day (Chase combines hard credit inquiries on same day). If you also have Chase Preferred Reserve, the cash back on the freedom unlimited gets you 1.5 x 1.5 = 2.25% cash back for Travel and Freedom can yield 5 x 1.5 = 7.5% cash back.

Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first year).

The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year for up to five years for accounts in good standing. It has no annual fee.The Chase Freedom Unlimited® wins the head-to-head cash back battle against the Discover it® Cash Back thanks to its long-term value and straightforward earning ability. The card also offers strong everyday bonus categories, plus a good rate on all other purchases. Editorial Note: Intuit Credit Karma receives compensation from third-party ...

The Freedom Unlimited card offers a series of unique benefits, such as: 3 complimentary months of DoorDash DashPass (activate by December 31, 2024) 3 complimentary months of Instacart+ (activate by July 31, 2024) $10 per quarter in Instacart+ statement credits through July 31, 2024. Trip cancellation and trip interruption insurance.Amazon -> Sallie Mae Rewards (5% cash back up to $750 a month at Amazon) Travel -> Chase Sapphire Preferred* probably if you don't want to be locked to a specific airline. Note that you can save your cash back points from the Chase Freedom and convert them whenever you get the Sapphire Preferred.The Chase Freedom Unlimited card is one of the best no annual fee cash-back cards. Learn about all of the benefits the card can offer you! We may be compensated when you click on product links, such as credit cards, from one or more of our ...People like Chase because of the grouping effect. Using the Reserve, Freedom Unlimited and Freedom, for example, would net you 4.5% back on travel and dining, 7.5% on rotating categories and 2.25% flat on all other purchases with a $1,200 sign up bonus and 'only' a $150 net annual fee. ronteller_11 • 5 yr. ago.

The SavorOne is one of four cards I’ve gotten since I started playing the credit card rewards game in May 2020, the others being the Chase Freedom Unlimited, the Chase Freedom Flex, and the Wells Fargo Propel (before it was discontinued to new applicants). The SavorOne is definitely a solid, all-around card.

This question is about the Chase Freedom Unlimited® @m_adams • 04/06/23 This answer was first published on 03/26/21 and it was last updated on 04/06/23.For the most current information about a financial product, you should always check and ...

The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...The Citi Custom Cash card requires a minimum of $25 for redemption. Additionally, once Ultimate Rewards points are earned on the Freedom Unlimited and transferred to premium Chase cards, the value of the points increases to up to 1.5 cents each when redeemed for travel via the Chase travel portal. You will receive just 1 cent …The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.They big differences are the that the Unlimited has a higher flat rate at 1.5% for everything. The Freedom Flex has 5% rotating categories every quarter. There is also the difference that Unlimited is a Visa and Flex is a Mastercard so those come with slightly different protections. Personally I think the Freedom Flex is easier to take ...The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.

The Freedom Unlimited card is a great card. With no annual fee and rewards of 5% back on travel through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1.5% cash-back on all other purchases. Plus, the rewards it earns are credited as Ultimate Rewards points.The Chase Freedom Unlimited starts with a rich welcome offer, but its useful bonus categories and flexible rewards make it a winner among cash-back cards.Note that the primary cardholder is responsible for all card purchases made by the additional user. Bottom Line: The Chase Sapphire Preferred card has a modest $95 annual fee while the Freedom Unlimited card does not charge an annual fee. There is no charge to add authorized users to either card.The Freedom Unlimited card is a great card. With no annual fee and rewards of 5% back on travel through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1.5% cash-back on all other purchases. Plus, the rewards it earns are credited as Ultimate Rewards points.Repeatedly rejected for Freedom Unlimited despite good credit score. I’ve been trying to apply for the freedom unlimited card and have 2 credit cards already with good history on them, to the point where I have a score above 700. My girlfriend and friend both applied for this card as their first credit card (so zero credit history) and got ...it is kind of straight 2% cashback on all purchase. Capital One Venture / Venture X Credit card. 2X back on all purchases other than Capital One Travel Portal. But, while redeeming those points as cashback their value is 1 point = 0.5 cpp. As you already have Chase Freedom Unlimited, CSP/CSR makes more sense for you.

The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. Amazon -> Sallie Mae Rewards (5% cash back up to $750 a month at Amazon) Travel -> Chase Sapphire Preferred* probably if you don't want to be locked to a specific airline. Note that you can save your cash back points from the Chase Freedom and convert them whenever you get the Sapphire Preferred.

7 oct 2019 ... Apple Card is here and now available to all iPhone customers in the United States. How does it stack up against the Chase Freedom Unlimited® ...The SavorOne is one of four cards I’ve gotten since I started playing the credit card rewards game in May 2020, the others being the Chase Freedom Unlimited, the Chase Freedom Flex, and the Wells Fargo Propel (before it was discontinued to new applicants). The SavorOne is definitely a solid, all-around card.Chase Freedom Unlimited seems to have added the following benefits starting 9/13. Is this permanent or will this eventually expire? I don't see any information around the timeline. 5% cash back on travel through Ultimate Rewards. 3% cash back on dining. 3% cash back on drugstores.This question is about the Chase Freedom Unlimited® @m_adams • 04/06/23 This answer was first published on 03/26/21 and it was last updated on 04/06/23.For the most current information about a financial product, you should always check and ...So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal. CSR gives you lots more credits (i.e. $300 travel credit) and a 1.5x multiplier on all your points. AU on Chase Freedom (legacy) FICO Score: ~750-60 when I last checked. Oldest account age: None personal. My parent's card (the one I'm an AU on) is 16 years old. Chase 5/24 status: 0/24. Income: $100,000. Average monthly spend and categories: Have no idea yet. But will mostly be dining, entertainment, and groceries. Open to Business Cards: No The Unlimited has 1.5% back on everything, which is less than many cashback cards that give 2% back. Its other benefits can be covered by the Freedom Flex, as well as other Chase credit cards. Is there any reason for someone who has these two cards to go for it? So many people recommend it, but I’m not sure why. Jul 28, 2023 · The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ...

With the public Chase Freedom Flex offer, you'll earn $200 back after spending $500 in the first three months of card opening. In addition, you'll get 5% back for the first year on gas purchases (on up to $6,000). Assuming you can fully maximize the gas promotion, that's an additional $300 back.

In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.

With the Chase Freedom Flex, you would earn $121.50 in rewards over three months. That’s $75 in rewards for grocery store purchases, $22.50 in rewards on dining at restaurants and $24 on rewards ...Freedom Unlimited: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. With nothing for it to compete against, the Freedom Unlimited is the clear winner ...Chase Freedom Unlimited ... Both the Freedom Unlimited card and the Freedom Flex card earn 3% cash-back on drugstore purchases. There are 2 main differences in rewards between these 2 cards: The Freedom Unlimited card offers an elevated 1.5% cash-back on all other purchases compared to the Freedom Flex card’s …The Chase Freedom Unlimited® is an excellent rewards credit card for both amateur points and miles enthusiasts and the pros in the award travel field. The card …Chase Freedom Unlimited ® The no-annual-fee Freedom Unlimited card is the go-to card for earning elevated rewards on every purchase you make, even non-bonus category purchases. Like the Freedom Flex card, rewards are earned in the form of Chase Ultimate Rewards points that can be redeemed for cash-back, travel, or shopping, or …Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses.Chase Freedom Unlimited - "Pending". I applied for Chase Freedom Unlimited for the second time (07/13/2022) they said, "Looking for more information/Pending". I applied for it back on 04/27/2022 and had gotten the same response which turned to "Denied" in the end. I can understand it got denied the first time since my credit report hadn't ...Oct 12, 2023 · The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ... Chase Freedom Unlimited or Chase Freedom Flex? Which one is a better card for a student, also keeping in view the transferring of points to CSR or CSP. 12 comments AU on Chase Freedom (legacy) FICO Score: ~750-60 when I last checked. Oldest account age: None personal. My parent's card (the one I'm an AU on) is 16 years old. Chase 5/24 status: 0/24. Income: $100,000. Average monthly spend and categories: Have no idea yet. But will mostly be dining, entertainment, and groceries. Open to Business Cards: No

I have the Chase Sapphire Preferred and Freedom Unlimited. They just dramatically improved the Freedom Unlimited's benefits. It's now 5% back on travel, 3% on dining, 3% at drugstores, and unlimited 1.5% back, all with no annual fee. The Sapphire Preferred is billed as the best travel card but it's only 2% on travel and dining .Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses.Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection.May 6, 2023 · However, your points are worth at least 1.25 cents each when booking award travel. With the Chase Freedom Unlimited, your points are only worth 1 cent each for any redemption. Because of the value of points, the Chase Sapphire Preferred credit score needed may be slightly higher, though it’s not impossible. Instagram:https://instagram. menards in nilessnowmobile value kbbpnc money market accountwhere can i rent a roto rooter They complement each other nicely when you ignore bonuses and such, but if you have a 2% card and aren't looking to pair it with a Sapphire right now, get the Freedom Flex for the 3% dining, 3% drugstores, 5% on travel through Chase, and 5% rotating quarters (Freedom Unlimited also has the 3% on dining and drugstores, 5% on travel through Chase). The Chase Freedom Unlimited® card has a fantastic earn rate for a card with no annual fee. You’ll earn 5% cash back on travel purchased through Chase … greenup illinois restaurantsweather o'fallon mo radar Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11.The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600. cross reference torch f6rtc Chase released a new signup bonus on their Freedom Unlimited card: So the rewards are: 3% On everything 4.5% on dining/drugstores 6.5% on travel booked through the Ultimate rewards portal. The Chase Freedom Unlimited offers a big sign-up bonus, unlimited cash back, and much more. Check out our Chase Freedom Unlimited review for the details.